What a brilliant idea? Foreign aid being syphoned off by governments due to corruption. NGO's spending to much on admin and fat western salaries. There are plenty of reasons not to help the developing world but Kiva is a pretty good answer to them.

It is a internet based system of micro credit. You don't get any interest on the loans you provide but the repayment rate is very high indeed and you help create businesses in the third world which is ultimately the best way of reducing poverty in those countries rather than solely foriegn aid important though that is. Anyway check it out.  ¶ 3:55 pm